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Sriyono Sriyono
Universitas Muhammadiyah Sidoarjo
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Journal : Jurnal Manajemen Bisnis

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Can Gender be a Moderating Variable in Micro Small Medium Enterprises Financial Behavior? A Perspective from Financial Financial Literacy, Financial Attitude, and Income Sriyono Sriyono; Novita Lailatul Rif’ah
Jurnal Manajemen Bisnis Vol 13, No 2: September 2022
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v13i2.14199

Abstract

Research aims: This study aims to determine whether gender can moderate the relationship between income and financial literacy, financial attitudes, and financial management behavior in Sidoarjo MSMEs.Design/Methodology/Approach: The study used quantitative methods. The population was all micro, small and medium enterprises registered with the Cooperatives and Small Business Administration. Meanwhile, the sampling technique employed targeted sampling and obtained 164 MSMEs. The analysis technique utilized in this study was path analysis using Smart PLS 3.0. Research findings: This study revealed that gender could moderate financial literacy and attitudes towards financial management behavior in SMEs. However, gender could not affect the income of small business financial management behavior.Theoretical contribution/Originality: Research contributions are crucial for small business actors to overcome bad financial behavior. Through the results of this study, it will be known how MSMEs should improve financial behavior and whether gender differences are considered to still significant in leading a company.Practitioner/Policy implication: The implications of this study are vital; through the results, it can be known how gender roles are against a company. Nevertheless, the limitation of this study is the lack of variables used, so it could not explore gender more broadly.
Co-Authors Adelia - Oktaviani Ainnur Rosyidah Amalia Dewi Safitri Amalia Khoiri Amelia Lukmana Amelia Nugraha Dini Aminatus Solihah Andi Setyo Budi Andriana Andriana Anggraeni Dwi Fitria Anintya Kurnia Devi Anis Masrifah Arynda Pramudya Wulandari Beti Aprilia Pratiwi Cintya Devi Retno Ardianti Denata Putri Marlinton Deni Setiawan Detak Prapanca Dewi Komala Sari Emah Fauziyah Faizal Ridwan Zamzany Fina Rahma Dewi Hadiah Fitriyah Hanifah Novia Sofi Herlinda Kumala Sari Herlinda Maya Kumalasari Imelda Dian Rahmawati Kristina Indah Puspitasari Lailatul Khosi'ah Lailatul Muflihah Lukman Hudi M Fadil Maulidha Kurnia Dini Mitha Rachma Diana Mochammad Efendi Mohammad Rizal Yulianto Muchammad Andi Muhaimin Muhammad Dzulfikar Ardiansyah Muhammad Rafi Maulana Muhammad Rifqi Achmadi Muhammad Syahrul Afandi Mujaiyinul Alam Mujaiyinul Alam Mulyadi Mulyadi Mutiara Martaningrum Nihlatul Kudus Niko Fediyanto Novita Lailatul Rif’ah Nur Amaliatus Faudina Nur Fadilah Oktavia Fajriati Oktavia Fajriyati Putri Nur Okvinia Putri Wahyu Dwi Wijayanti Rafly Jibran Mahendra Ratna Yulis Teaningrum Reni Nur Diansyah Rina Agusti Riska Devi Lestari Risma Wulandari Rizki Robbi Izati Rizky Ardiantari Rizky Eka Febriansah Rizqi Qurrota A'Yun Burhanuddin Rr Hentia Endang Rahayu Wiguna Santi Rahma Dewi Sarwenda Biduri Sigit Hermawan Silvia Handayani Sindy Diva Maretha Siti Amatul Kharimah Arifin Suci Anggrainy Setyowati Sumartik Supardi Supardi Sutarman . Syarifa R N Taqdirul Aziz Tukfa Qurotalain Winda Purwanti Windy Frecelia Putri Wisnu Panggah Setiyono Wisnu Panggah Setiyono Wiwit Hariyanto Wiwit Hariyanto Yulva Maulit Diana Yulva Maulit Diana Zhafa Nadhilla